Property Search

• Find the suitable property
• Once you found the property of your choice, make an offer by filling in the Letter of Offer provided by your real estate agent
• Pay an initial deposit (earnest deposit), usually 2% or 3%
• Vendor (seller) will then acknowledge the acceptance of the offer by signing on the acceptance column of the Letter of Offer.
• By now, vendor has the right to forfeit your deposit if you go back on your word. Otherwise, the vendor will have to refund your deposit plus a penalty of equivalent amount if he or she goes back on his or her word.

Apply for Financing

• You may now proceed to apply for a financing package that best suits you (optional)
• You may also seek the help from real estate agent to assist you on this matter

Sale & Purchase Agreement (SPA)

• It is your duty as a buyer to appoint a solicitor to prepare the Sale & Purchase Agreement
• Once this agreement is ready, both vendor and buyer are required to sign it before sending it for stamping
• By now the buyer will have to pay the remaining of the first 10% down payment to the vendor
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Balance of 90% Purchase Price

• As a buyer, you are given three months for settling the balance of 90% purchase price
• However, an extention of one more month is allow but an interest calculated on daily basis will charged to the buyer

Delivery of Vacant Possession

• Completion of unconditional SPA
• Payment of balance purchase price
• Conditions precedent like consents from state authority, foreign investment committee etc

Instant Property Search