HOC Is Extended Again – Should You Be Taking Advantage?

The Home Ownership Campaign (HOC) is a government initiative introduced to provide support for homebuyers looking to purchase a property. First introduced in 2019, this campaign helps to promote homeownership in Malaysia.

However, due to the Covid-19 pandemic and the subsequent Movement Control Order (MCO), in order to strengthen Malaysian economy, Prime Minister announced the reintroduction of HOC 2020-2021 as part of Short-Term Economic Recovery Plan (PENJANA) initiative last year.

And recently with the high number of Covid-19 cases, the government has enforced FMCO and the HOC has been extended once again until 31st December 2021.

What does it mean to you?

With a growing desire to own a home during Movement Control Order (MCO) especially in urban areas, you will be enjoying financial incentives as part of the scheme.

What financial incentives you are asking?

This round HOC will carry the same set as benefits as previously in HOC 2020, particularly:

  • Stamp duty exemption. You will be getting a stamp duty exemption on the Instrument of Transfer and Instrument of Loan Agreement for the purchase of residential homes priced between RM300,000 to RM2.5 million.
  • 10% discount. You will be able to enjoy at least a 10% discount on your property purchasing price from the property developer.

*Effective for Sales and Purchase Agreement (SPA) signed between 1st June 2020 to 31st December 2021.

Should you be taking advantage of HOC?

Yes, you should! With all the benefits you are receiving, you get to save some of your money and use it for something else like the renovation cost or the furniture.

Which project is under HOC?

The HOC 2020-2021 only applies to new properties registered under the campaign and must be registered with the relevant authority in each region:

Which are the Hartamas Property Launches that’s eligible for HOC?

Have a look at some of our projects that are part of the HOC campaign:

1. ARA Sentral, Ara Damansara

Ara Sentral

Situated within a mature and bustling township of Ara Damansara, Ara Sentral unfolds a vibrant hub of everyday ease, centred around direct integration to LRT station, strategic proximity to various amenities as well as leisure, business and residential components converged in one space. Embrace a car-free lifestyle with an LRT station at your doorstep, plus numerous public transport facilities nearby, and come home to a cosy sanctuary designed for the discerning city dweller. It all adds up a definitive new way of living that keeps you on the go, yet close to home.

2. Dian Residency, Section 13 Shah Alam

DIAN Residency

Experience the lightness of contemporary living at Section 13, Shah Alam. Dian’s thoughtfully planned living spaces are exceedingly efficient yet sophisticated, with attention to high quality and absolute comfort. In addition, the needs of modern urban families are also carefully considered with the inclusion of a wide yard that can serve as an extended wet kitchen. Yet another interesting feature awaiting buyers are the highly desirable dual-key options, particularly ideal for those seeking to establish a home office or to simply ensure comfort for larger families.

3. d’Brightton, Titiwangsa


A secured, intimate residential development of landed urban villas and city condo residences perfect for families of all sizes and ages. Located about 7km from KLCC, this development offers the residents with 50 resort-style facilities. With a mesmerizing KL skyline view overlooking Taman Tasik Titiwangsa and low entry price of less than RM600K, it’s pretty affordable for low-density development catered for family size.

4. Gamuda Gardens, Rawang

Gamuda Gardens

This new township offers you and your family a beautiful feng-shui friendly 2-storey landed home in a gated & guarded 50-acre township with an exclusive access to countless amenities surrounded with green central park, water park, commercial and retail shops, F&B outlets, international school and many more for your convenient living. Gamuda Gardens is a fine and safe investment for your dream life.

5. Sapphire Paradigm, Kelana Jaya

Sapphire Paradigm

Situated in the bustling and affluent township of Kelana Jaya, Sapphire Paradigm is a collection of high-rise homes that places you above the buzzing energy of a prime destination along the LDP, enlivened with the retail pleasures of Lifestyle Shopping Mall, the 5-star New World Hotel just a stone’s throw away & the exceptional MSC-status corporate spaces of the Ascent Office Tower. This is a completed project that caters for spacious layout that’s a perfect chill out place for families.


If you are planning to purchase that future home you have been eyeing for so long, NOW might be the best time for you! Especially if you are a first-time homebuyer. The HOC will surely benefit you on your journey towards owning your own home sweet home.

[Image source: Image by mastersenaiper from Pixabay]

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